Home Buying Process
Home Buying Process
OBTAIN PRE-APPROVAL LETTER
- Determine down payment, closing costs, and NEW monthly payment
- Begin making that payment now into a savings account to be sure you can handle your future new payment
PRIORITIZE WISH LIST
- Aim for top 3 items
WORK WITH BUYERS AGENT
- No cost to you to work with buyers agent
- They represent YOUR interests
MAKE AN OFFER
- Include dates for Purchase & Sale, mortgage application, bank commitment letter, home inspection, and closing
- Include contingencies and possible additional terms, and how much will be financed
- Include deposit check to bind the offer (usually $1000 held in escrow)
WITHIN 10 DAYS OF ACCEPTED OFFER
- Conduct professional home inspection - usually 2-3 hrs long and $500-800
- Apply for mortgage
- Review P&S with your attorney
- Sign P&S and provide 2nd deposit (usually 3-5% of sales price)
AFTER P&S
- Appraisal gets ordered
- Provide required documents to lender
- Lender provides Mortgage Commitment Letter
THE CLOSING
- Final walk-through to make sure house is in same condition as when offer was made
- Sign lots of paperwork
- Deed gets recorded at Registry of Deeds
- You receive keys and take possession!!
*Heads Up - At some point in the home buying process, there will be a "hiccup", something that happens that was not expected. Take a deep breath and it will get worked out.
What our customers are saying
"Incredible to work with"
"Kathleen and Jill were both incredible to work with! We had the challenging task of selling and buying with the goal to close on both on the same day! They both made this happen and everything went so smoothly even with all the tasks that needed to line up for both sales! We’re now in our forever home and couldn’t be happier with how the whole process went!"
- Happy Client
"A breeze"
" Working with Kathleen is a breeze. Her and her team (shoutout to Jill) are detail-oriented and communicate clearly and well. We've had the pleasure of working with Kathleen to both buy and sell and I'm happy to report that she truly cares for you on both sides of the transaction. Can't imagine doing business with any other real estate professional - KKeegan is simply the best there is."
- C Dowd
"Perfect fit"
" KKeegan Realty was the perfect fit for my sister and I to use to sell our family home. The timeline and documents that were provided to us helped guide us through the whole selling process. We were always kept in the loop and always had very timely responses to any questions we had. Kathleen and Jill were very professional and friendly. Also, the staging team did a great job. We would recommend KKeegan Realty to anyone looking to sell their home."
- J Leonard
"Exceptional service"
"Kathleen and her team provided exceptional service in the sale of my home. I could not have asked for a better team to make such a substantial life event be as stress-free as possible. Kathleen was accessible, properly prepared me for next steps, and helped make the entire process smooth. Highly recommend KKeegan Realty for professional, personalized service."
- Happy Client
Ready to get started?
At KKeegan Realty, we are more than just a real estate agency; we are your partners in achieving your property goals. Whether buying or selling, we’re excited to help you embark on this journey, providing the support and expertise you deserve. Reach out to us today and let’s explore how we can help you with your real estate needs!
